Rates

 

Rates


Interest Rates and Annual Percentage Yields on our
deposit offerings are current as of 05/06/2008.

Checking and Savings Accounts

Please see our Disclosure information
Account Type
Interest Rate
Annual % Yield
NOW Account 0.10%   0.10%
Super NOW Account 0.20% 0.20%
Money Market Account 0.50% 0.50%
Super MMDA 15 0.60% 0.60%
Super MMDA 25 1.10% 1.10%
Super MMDA 50 1.30% 1.30%
Savings Accounts 0.55% 0.55%
 

Certificates of Deposit

The Minimum Opening Deposit and Balance Requirement is $500
Please see our Disclosure information
Term
Interest Rate
Annual % Yield
91 Days 1.84% 1.85%
182 Days 1.99% 2.00%
12 Months 3.01% 3.03%
24 Months 3.05% 3.07%
36 Months 3.38% 3.41%
48 Months 3.47% 3.50%
60 Months 3.62% 3.65%
 

Individual Retirement Accounts

The Minimum Opening Deposit $1,000. The Average Daily Balance Requirement is $1,000 to avoid a maintenance fee.

Please see our Disclosure information
Term
Interest Rate
Annual % Yield
18 Months Variable 3.05% 3.09%
18 Months Fixed 3.05% 3.09%
36 Months 3.38% 3.42%
60 Months 3.62% 3.67%

*The above interest rates and yields may change as often as daily.
The daily balance method is used to calculate interest.
This method applies a daily periodic rate to the principal in the account each day.
The stated APY (Annual Percentage Yield) assumes interest is compounded at maturity for terms less than one year and semi-annually for terms greater than one year.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
The interest rate and annual percentage yield will not change for the term of the account, excluding Variable Rate accounts.
Interest will be credited to the account semi-annually. CDs with balances $5,000 and greater may have interest compounded and credited to the account quarterly or monthly. If you chose to have your interest paid quarterly or monthly, it must be credited to your PVB checking or savings account.
The minimum deposit on a CD is $500. Additional deposits can be made to the account at maturity. Principal withdrawals can only be made at maturity.
Withdrawals will reduce earnings.
Your account will mature within the term stated.
If you withdraw any of the principal before the maturity date we may impose a penalty of six months interest. If the term of the account is for a period of 12 months or less, the penalty for early withdrawal is three months interest.
This account will automatically renew.
You have 10 days after the maturity date to withdraw funds penalty free.
The Terms and Conditions vary with our CD Specials, please check with us for details.
 
return to top
 

 


HEALTH
SAVINGS
ACCOUNTS

Learn More! -->